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The Affordable Care Act

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Mao Xiong

on 20 February 2013

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Transcript of The Affordable Care Act

By: Mao Xiong What the Affordable Care Act Means for You A health care reform signed into law by President Obama on March 23, 2010
Also known as ObamaCare Key Features of the ACA What is the Affordable Care Act (ACA)? Qualifications for Medicaid What the ACA Requires of You Have some form of insurance:
Employer-sponsored insurance
Private Insurance/ Health Benefits Exchange

Pay a tax penalty of 2.5% of gross income
Cannot deny coverage because of pre-existing condition
85/15 percent Rule
No life-time caps
Cannot drop anyone for filing
expensive claim
Cannot charge high premiums due
to health condition
Sources Medicaid.gov – Keeping America Healthy

HealthCare.gov – Take health care into your own hands

Congressional Budget Office

Health Reform GPS

West Fresno Family Resource Center
302 Fresno Street Ste. 205
Fresno, CA 93706 Under 65 years old
Income of 133% Federal Poverty Level
$14,500 for an individual
$ 29,700 for a family of four Expand coverage
Hold insurance companies accountable
Lower health care costs
Guarantee more choices
Enhance the quality of care for all Americans The Impact of ACA on Uninsured Population What the ACA Requires of Employers Provide employer-sponsored insurance to 50 or more full-time employees
or pay tax penalty
up to $40,000
Less than 50 full-time employees
tax credit The Importance of the ACA Source: The Washington Post Who Needs Health Care Reform? We All Do! In 2009 There were
50.7 million people uninsured
25 million underinsured Source: Physicians for A National Health Program The Importance of the ACA Cont. Insurance Portability
Allow young adults to be on their parent's insurance plan until age 26
Preventative services must be covered
Health Benefit Exchange
A store that individuals can shop, compare benefits and prices of insurance plans if they are not qualified for Medicare/Medicaid
Full transcript