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Transcript of Medical Malpractice
Medical malpractice has been around for a long time
Code of Hammurabi 2030 B.C.
Amputation in the 19th century
Medical Malpractice Insurance
What is medical malpractice?
Future Medical Malpractice Trends
Significance of Medical Malpractice
Who is affected by medical malpractice:
Family of the victim patient
Medical malpractice occurs when a hospital, doctor or other healthcare professional, through a negligent act or omission causes an injury to a patient. The negligence might be the result of errors in diagnosis, treatment, aftercare or health management
Medical malpractice appeared in the United States in the 1800s but did not have much impact on medicine until the 1960s
Medical Malpractice Crisis of the 1970's: there was an increasing number of malpractice claims which also meant high insurance rates, this lead to physicians forming their own insurance companies and putting a stop to high risk procedures
Health care has moved from a self-regulated profession to one that is extremely regulated and this has been caused from all the medical malpractice suits that have been filed against physicians.
Estimated between 210,000 and 440,000 suffer injury from medical malpractice
Being related to medical errors, medical malpractice is the 3rd leading cause of death in the U.S.
Medical Errors are the number one preventable death in the U.S.
Medical Errors usually lead to Malpractice claims
Is a billion dollar burden on the healthcare system
However, prices have been receding
Most claims are made because of death or permanent injury to the patient
An important and delicate issue because it involves the lives of those under the doctors care.
There is a thin line between protecting patients and overcompensating for mistakes.
Must be balanced carefully to ensure the protection of all people involved
MEDICAL MALPRACTICE INSURANCE
With the affordable care act in action, malpractice may alter the costs for several major types of liability and insurance
An increase in the number of people using the health care system may trigger a corresponding increase in the number of medical malpractice claims made against physicians and other health care providers according to a recent study
This shift could drive malpractice costs modestly high.
Professional liability insurance purchased by physicians, healthcare facilities, or other healthcare professionals to cover the cost of potential medical malpractice claims.
A trend toward less claims has begun to happen
The price of claims has dropped significantly
Cost has dropped 25% from 2003 to 2013
Premiums are still on the rise
Tort Reform for the Healthcare Industry