Transcript: A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured's death. Typically, life insurance is chosen based on the needs and goals of the owner. Travel insurance by: Bella Boatner Car Insurance Health insurance Renters insurance Personal property coverage, a typical component of renters insurance, may help cover the cost of replacing your stuff if it's unexpectedly damaged or ruined. That protection generally applies to certain risks (also referred to as "perils"), such as fire and theft, the Insurance Information Institute (III) explains. Life insurance Mortgage insurance Insurance presentation Health insurance is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider. Mortgage Insurance is an insurance policy which compensates lenders or investors for losses due to the default of a mortgage loan. Mortgage insurance can be either public or private depending upon the insurer. Workers compensation Agricultural insurance Car insurance is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage: Property coverage pays for damage to or theft of your car. Crop insurance is purchased by agricultural producers, including farmers, ranchers, and others to protect themselves against either the loss of their crops due to natural disasters, such as hail, drought, and floods, or the loss of revenue due to declines in the prices of agricultural commodities. In most situations,injured employees get workers compensation, no matter who was at fault for the injury Because these workers comp benefits act as a type of insurance, they preclude the employee from suing his or her employer for the injuries covered. Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically.
Transcript: In my last four years at Bridger Steel Inc.. In my last four years at Bridger Steel Inc.. Dylan R. Wood Which is a trait that undoubtedly followed me in my many ventures as I've grown athletically, academically, professionally and spiritually. Growing up in the small mountain town of Dayton, Wy. I learned the value of having a strong work ethic at a young age, while working on my family's cattle ranch. And that with much practice come great skill.. And one that I feel would greatly assist in me excelling in my role here at True North Steel But at an early age I learned that with hard work comes much reward... Your Next True North Steel Territory Sales Manager I've lead in yearly gross sales 4 times Developed our Preferred Contractor Training Program Established and Maintained a large business presence in a local market. Won over 1,152 substitution requests on a wide scope Built an overall territorial awareness of our brand and what it is that we offer to the people that matter. Lead Bridger Steel to victory on our a606 material contract in the 2018 Menard's Rustic Steel Shootout. Developed over 2,200 new contractors as clients Taken over 132 contractors out of the RED and got them back into the GREEN. Early mornings and late nights were some of the sacrifices necessary to succeed in our industry
Transcript: INSURANCE BY: JOHN IACONETTI Add Images or Videos Living Benefits vs Death Benefits 35 Years Old 6% 26% 34% What Are Our Options? Living Benefits: Disability Insurance Critical Illness Insurance Long Term Care Travel Insurance Death Benefits: Term Insurance Whole Life Insurance Universal Life Insurance LIFE INSURANCE LIVING BENEFITS DISABILITY CRITICAL ILLNESS LONG TERM CARE TRAVEL DISABILITY 35 Years Old $75,000/ Year 2% Inflation/ Year 65 Years Old $3,100,000 But I'm Covered Through Work Employee Needs Work Coverage Personally Owned Disability Plans: Regular Occupation Definition Benefits indexed to CPI Future Insurability Options 50% Return of Premiums Own Occupation for Professionals Most Importantly: They are portable and remain intact when in a new profession Click to edit text Question Time Contact Information
Transcript: Umbrella insurance coverage protects people above and beyond their standard insurance coverage. Automobile insurance is insurance that has various things to do with your cars. Disability Insurance, often called DI or disability income insurance, or income protection, is a form of insurance that insures the beneficiary's earned income. This may include, Farm Bureau and Geico. Insurance Presentation by; Kaelyn Heath Health Insurance Disability Insurance Automobile/Umbrella Insurance Its like my mom has a policy on my dad and my dad has a policy on my mom. If one of them were to die the other person would pay the finances, and bury the one that died. Thats the best way I can personally explain it.. Health insurance is insurance against the risk of incurring medical expenses among individuals. The health care value chain consists of various links which range from the individual patient to a health insurance provider. Property Insurance There are two primary types of property insurance, which are residential coverage and commercial coverage. Property insurance is used to protect property against earthquakes and floods and is usually purchased separately from standard homeowner policies. Overall this is a insurance that serves for the safety of you and loved ones at your home. Life Insurance
Transcript: Life Insurance (continued...) World Trade Center case Post Hurricane- Katrina Property Insurance claims Florida Consumer Choice Act Provides protection against most risks to property. These can include: Fire Theft Water damage Whole Life- Provides guaranteed insurance protection for the entire life of the insured Also known as Permanent Coverage Universal Life This is like Whole Life, except that the premiums, cash values, and level amount of protection, can each be adjusted up or down Also Known as flexible premium or adjustable life This is a policy purchased by vehicle owners to mitigate costs associated with getting onto an auto accident. With most polices, the insurance company will pay for part or all of the costs of damages to your vehicle or another vehicle involved in the accident. Types of coverage: Replacement Cost Coverage- pays the cost of replacing your property Premiums Coverage- is based on replacement costs values Actual Cash Value- coverage provides for replacement costs minus depreciation Facts (Disability Insurance continued...) Automobile Insurance Disability Insurance Property Insurance (continued...) This type of insurance pays or medical and surgical expenses. Health insurance can either reimburse the insured for expenses incurred from illness or injury or pay for the care provided. U.S. Property Insurance Claims Property Insurance More than 375,000 Americans become totally disabled each year Most disability polices cover about 60% of a base salary Back disorders are most commonly sited 46% of all foreclosures on conventional mortgages are caused by a disability Types of Disability Insurance Life Insurance (continued...) Variable Life This type of policy is comprised of two distinct components general account- is the reserve or liability account separate account-comprised of various investment funds within the insurance company's portfolio Variable Universal Life This combines the features of universal life with variable life and gives the consumer the flexibility of adjusting premiums, death benefits and the selection of investment choices. Property Insurance: Simmons Insurance Inc.- Pam Simmons 336-368-5204 Disability Insurance: Frye Insurance Services- Jeff Frye 336-266-4558 Life Insurance: State Farm- Steve Gross 336-786-2342 Health Insurance Local Agents This is an insurance that pays out a sum of money either on the death of the insured person or after a set period There are four main types of life insurance- Whole Life Universal Life Variable Life Variable Universal Life Health Insurance: NC Farm Bureau Insurance- Kenneth Snow 336-789-5091 Auto Insurance: Chappell Insurance -Keith Wilmoth 336-786-1111 Life Insurance Insurance Presentation It is often called DI or Disability Income Insurance It's a form of insurance that insures the beneficiary's earned income against the risk that a disability creates. Individual Disability Insurance High Limit Disability Insurance Key Person Business Overhead Expense National Social Insurance
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Transcript: Consumer who purchases a policy. Uncertainty of a situations outcome. Policy Health Insurance Home Insurance Dependent Insurance Presentation- Jeannine Chapman A contract between an individual and insurer specifying terms. Long-term Care Insurance A person that relies on someone else financially. Protection for a dwelling against perils such as fire or lightning. An example of homeowners insurance is All State. Helps provide income during an injury or illness. An example of disability insurance would be Harrington Health. A contract specifying a sum to be paid to a beneficiary upon the insured person's death. An example of life insurance would be AAA. Insurance that pays for medical care in the circumstances of a long term disability. An example would be USAA. Life Insurance Risk Policyholder Premium Disability Insurance Title of people recieving money from a policy after insured person dies. Beneficiary Mimimum car insurance required by law that covers injuries or damages caused to others or their property. An example would be Nationwide. Fee paid to the insurer to be covered under policy terms. Deductible Thank you! Amount paid out of pocket by the policyholder. Auto (Liability) Protects against financial losses from injuries, illness, and disabilities. An example of health insurance would be AARP.
Transcript: ~Teen star driver ~Drive Wise ~Claim Satisfaction Guarantee ~your choice auto ~Vehical Discounts Farm Bureau of Dobson and Mt. airy. Automobile Disability Insurance Health Insurance Life Insurance ~insurance that proctects you from damage to your property such as fire theft and some weather damage ~Types of Coverage there are three types replacement cost pays the cost of replacing your property regardless of depreciation or appriciation Actual cash value provides for replacement cost will pay over the coverage limit if the the cost will pay over the coverage limit if the cost for construction have increased there are many representative must located in mt.airy. Tonda Phillips is an allstate insuarance agent Farm Beruea in Dobson is a a property insurance Insurance Presentation is a contract between an insured insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money the benefits in exchange for a premium, upon the death of the insured person. Protection policies and investment policy NC-farm Bureau in dobson has this available insurance Property Insurance ~Insurance against the risk of incurring medical expenses among individual ~By estimating the overall risk or health system expenses,among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll ~NC Farm Bureau Mt.airy NC Has 3 branches If covered by a voluntary the provisions of this sight pretain to the state plan voluntary plan. Privile plan. If covered by a voluntary the provisions may not apply to you ~benefits- social security disability Insurance pays to benefit you Farm Bureau In Dobson
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