Funeral Home Presentation
Transcript: STACEY RANDOLPH-CASTILLO THE RCA CONSULTING GROUP, LLC Allstate Insurance Stacey has been a Insurance Broker for the past 22 years and has been with Allstate for 12. Why not put your life in somone hands who knows the business and has years of experience. Her goal is, "Making sure customers are aequately protected individually, professionally and financially through life and retirement plan." The RCA Consulting Group JULY 3, 2017 PROPERTY PROPERTY You Lose Power To Your Funeral Home You have a power interruption due to a collision that takes out the power line, and you have no idea when power will be restored. You Lose Power To Your Funeral Home You have a power interruption due to a collision that takes out the power line, and you have no idea when power will be restored. Allstate Coverage Allstate Coverage Preservation Of Dead Bodies This provides for expenses you incur to move and store the deceased away from the described premises to preserve them from damages following an off-premises or on-premises failure of power or other utility services caused by a Covered Cause of Loss. Employee Theft A client notices that his wife's necklace is missing. It is discovered that one of your employees took the necklace. Employee Theft A client notices that his wife... Allstate Coverage Allstate Coverage Employee Dishonesty Coverage Client's Property provides for loss of or damage to "money," "securities" and "other property" sustained by your "client" resulting directly from "theft" committed by an identified "employee," acting alone or in collusion with other persons. Refrigeration Breakdown In Transit While en route to a cemetery, you are hit and the equipment that you have in your vehicle is damaged. Refrigeration Breakdown In Transit While en route to a cemetery, you are hit and the equipment that you have in your vehicle is damaged. Allstate Coverage Allstate Coverage Property In Transit/Off Premises This covers property while away from your location and in a vehicle being transported to another location. This provides coverage for property in transit/off premises and is included as part of Allstate business insurance for Funeral Homes coverage. LIABILITY LIABILITY Injury Lawsuit Somebody trips on your carpet, falls, and files an injury lawsuit. General Liability General Liability Allstate business insurance for Funeral Homes provides coverage for injury to others at your premises and helps protect you from lawsuits brought against you. Your coverage is based on a per-loss limit and an annual limit. Allstate Coverage Allstate Coverage Professional Errors Remains of the deceased are misplaced or taken to the wrong location. Funeral Directors Professional Liability Funeral Directors Professional Liability Funeral Directors Professional Liability This endorsement provides for the legal obligations arising out of Professional errors, negligent acts or omissions during the course of practicing their craft. Allstate Coverage Allstate Coverage During the embalming process, some fluid is spilled and goes down the drain. Embalming Fluids Limited Pollution Liability - Embalming Fluids Limited Pollution Liability - Embalming Fluids This provides for "bodily injury," "Property Damage" or medical expenses arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of embalming fluids used in embalming operations. This coverage is only available with Allstate business insurance for Funeral Homes. Allstate Coverage Allstate Coverage AUTO AUTO An Employee Causes An Accident While performing work for you, your employee gets into an accident and causes injury and damage, you could be liable. Limited Pollution Liability - Embalming Fluids Liability Protection This coverage insures against injury to others and damage to other vehicles, even if it's due to your employee's negligence. Liability Protection This coverage insures against injury to othe... Allstate Coverage Vehicle Damage Damage to your vehicle, whether your driver was at fault or not, can be very costly to fix. Vehicle Damage Damage to your vehicle, whether your driver was ... Collision Coverage This protection pays to repair damage, or even replace your vehicle if it is a total loss. Allstate Coverage Hail Storm Vehicle Damage Hail can do real and costly damage to your vehicle, such as large dents and broken glass. Hail Storm Vehicle Damage Hail can do real a... Comprehensive Solution This protection pays to repair storm hail damage to your business vehicle. Allstate Coverage If you still owe money on a loan or lease, you could be liable for the cost of replacing the vehicle. Rental Vehicle Damage Rental Vehicle Damage Coverage For Rented Or Borrowed Vehicles This coverage comes standard with your Allstate BOP, and helps protect against these potential repair costs. Allstate Coverage Allstate Coverage LIFE LIFE Term Life: This is often the most affordable life insurance coverage option. It's dependable, low cost and
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