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When America Goes to College
Transcript of When America Goes to College
ARE WE READY? HOW IS OUR SYSTEM OF FINANCING HIGHER EDUCATION
RESEARCH SUGGESTS: NO
Why do I need to send a copy of my employer’s reimbursement policy to the Financial Aid Office?
Receiving tuition reimbursement from your employer is considered
a financial resource.
Regulations require our Office to acquire this documentation and include in your award package.
LIFE ON "CAMPUS"
TRENDS OVER TIME
A LOOK BACK
Higher Education is Primarily
a Private Good with Few Externalities
What is a bursar?
The word comes from Latin and means "A keeper of the purse."
Colleges use it to refer to the office that handles student accounts.
When am I billed?
Students will receive an email notification when they receive a new e-Bill.
How do I view my e-Bill?
E-Bills can be viewed through your MedailleOne account at:
Login using your username and password.
Each semester when you log on for the first time, you will need to accept the Medaille Student Financial Agreement.
Please read this form carefully, as it explains the payment policy, withdrawal policy, late fees and collection expenses, and how to receive your 1098T electronically.
The Student Financial Agreement must be accepted to proceed into your account. Without accepting the agreement, you will not be granted access to your class schedule, grades, or student billing information.
MEDAILLE STUDENT FINANCIAL AGREEMENT
For Accelerated Learning Program students, payment for each course is due on the first day of class; students who receive employer reimbursement should contact the Student Accounts Office.
A hold will be placed on your account unless other satisfactory payment arrangements – such as financial aid, employer reimbursement, or a payment plan through Tuition Management Systems – have been established.
Please review the Tuition Payment Policy and the refund policy in your student handbook and appendix for details about your financial liability and the refund/liability policy.
How can payment be made?
Medaille College accepts payment by: check, bank draft, money order, and credit card (American Express, MasterCard, Visa and Discover).
If you use a credit card, payment can be made via your MedailleOne account. Checks should be made payable to Medaille College.
If paying by check, money order, or bank draft please be sure that your name and student ID number are on the check. We cannot post a payment unless we know to which account it should be posted.
Where should payment be made?
Payment can be made via your MedailleOne account with a credit card at the same website where you view your e-Bill.
Mail checks or money orders directly to:
Medaille College Student Accounts Office OR
30 Wilson Road
Williamsville, NY 14221
If payment is received more than 30 days from the start of your class, you will be subject to a hold on your account.
Medaille College Student Accounts Office
18 Agassiz Circle
Buffalo, NY 14214
Registered: 3 courses
4 credits each
billed for 12 credits = Full-time status
You will be billed for the number of credits you are registered for.
for financial aid/loan purposes
As a matter of federal policy we should establish the "right of every youngster, regardless of his family's financial circumstances, to obtain a postsecondary education." Clay Pell
I have loans to defer.
How can I get my payments deferred?
Bring all necessary deferrment paperwork
to Student Services.
They will verify your registration and help you complete the paperwork.
What else can Student Services do for you?
Loan Deferrment Paperwork
Assist with Collaborative Learning Team issues
Process Withdrawals and Leave of Absences
Amherst & Online Fax: 716-631-1380
Rochester Fax: 585-272-0057
Amherst & Online: 716-631-1061
30 Wilson Rd
Williamsville, NY 14221
1880 South Winton Road, Suite One
Rochester, NY 14618
Thank you for taking part in this orientation!
Your success here at Medaille College is important to all of us! Good luck!
If you have any questions or concerns, contact us!
Poor Health Care
No Child Care
EVERY AMERICAN WANTS ACCESS TO HIGHER EDUCATION
IN THIS CRITICAL SENSE: COLLEGE IS NOW "FOR ALL"
Not so, says Mike Hout
"Communities, states, and nations also benefit from increased education of their populations; some estimates imply that the social returns exceed the private returns."
Annual Review of Sociology, 2012
Instead of aid directed to schools (ala k12), in higher education aid goes directly to "student consumers"
In theory, they hold schools & states accountable
1. Students & families without means lack political clout
2. Americans conflate price with quality
3. Institutions maximize prestige
4. States use neoliberal economic policies
Institutions jack prices
Students keep applying
Completion rates stagnate
The poor are left behind
Colleges are increasingly catering to the whims
of wealthier students & families, driving up
costs & altering culture in ways that affect the
attainment prospects of other students
The Struggle Continues
Long After Access
Armstrong & Hamilton's ethnographic
study at a State U
42 public universities & 2-year colleges
Began in 2008, still ongoing
A Cohort of 3,000 Pell Recipients
$29,000 average family income
50% first in family to attend college
75% Non-Hispanic White
100% Wisconsin residents
Aid to Students Isn't Working As Planned
In this system, just a fraction of available aid reaches students & provides meaningful support
Students find financial aid
They don't really tell you where it's coming from or why you're getting it
That "aid" is the kind with interest on interest on interest
My dad finally found a job...and I lost my financial aid.
That financial aid officer keeps acting like my family gives ME money-- they don't, I help them.
States seem to reduce spending & schools raise tution when federal aid increases
Scholarship dollars are used to supplant state & institutional dollars
Schools swap in loans for grants
Political support for aid is
Described as "welfare"
Treated as unearned
Cast as undeserving
In the end, the failures of today's financial aid system means that it contributes to disillusionment, discouragement, and disengagement among the very students it is supposed to help.
Do the need-based grants provided to students in the current higher education system matter for academic outcomes?
-- randomized field experiment
Increases the time students spend working-- rather than studying or with family
Affects on-campus engagement
Levels of stress & depression are high, and exercise is reduced
Economists have focused the search for solutions on student-level incentives
But the current system is hampered by behaviors of states and institutions
How can we leverage financial aid to adjust the behaviors of those actors?
ENTER THE SOCIOLOGISTS...
What do affordability-focused policies and institutional practices look like?
How do students fare under these regimes? Is educational quality affected?
How can they be instigated and scaled?
10% of students at Minneapolis Comm College are homeless
When Pell began, it covered 75% of costs of attendance at State U
Today, because of rising college costs, it covers about 30%
--surveys & interviews
Schools & States Subvert the System
I look forward to your ideas
WSLS Research team including sociologists Katharine Broton, Lauren Schudde, and James Benson
Funders: William T. Grant Foundation, Spencer Foundation, Bill and Melinda Gates Foundation, Smith Richardson Foundation
Growth in Cost of Federal Aid:
1970s and today
Income Inequality Has Increased
Difference between bottom 25% & top 25%:
Enrollment: 39% in 1972 51% in 2002
BA Completion: 36% in 1972 36% in 2002