Loading presentation...

Present Remotely

Send the link below via email or IM

Copy

Present to your audience

Start remote presentation

  • Invited audience members will follow you as you navigate and present
  • People invited to a presentation do not need a Prezi account
  • This link expires 10 minutes after you close the presentation
  • A maximum of 30 users can follow your presentation
  • Learn more about this feature in our knowledge base article

Do you really want to delete this prezi?

Neither you, nor the coeditors you shared it with will be able to recover it again.

DeleteCancel

Make your likes visible on Facebook?

Connect your Facebook account to Prezi and let your likes appear on your timeline.
You can change this under Settings & Account at any time.

No, thanks

Empowerment Concepts Financial Strategies

Inovactive Actions Plans for Executive and Business Owners
by

Lerone Williams

on 10 January 2014

Comments (0)

Please log in to add your comment.

Report abuse

Transcript of Empowerment Concepts Financial Strategies

We're almost there...
Why Should I
Listen To This?

How Is Your Nest Egg?
How the 2% Succeed
A wise man should have money in his head, but not in his heart.
Which option
is right
for you?

How do I
learn more?

Ready for
an encore?

Here
There
How We Can Help
Enjoy your
You act and think “outside the box”
You are receiving this information because you are obviously innovative and do not follow the herd

Executives and Business Owners require very unique solutions to their goals and needs

A simple, effective, and powerful strategy is available
How The 98% Fail
Working after Retirement
Working for non-MCERA employers:
No restrictions
Working for MCERA employers:
180 day break
960 hour limit
Unemployment insurance
Normal retirement age
Reinstatement
Eligibility to retire
Community property
What you and your beneficiary receive
Ways to increase your benefit
Selecting a date
How to apply
Payments
COLA
Working after retirement
Cost of Living Adjustments
April 1 COLA
Must be retired on or before March 31
Determined by CPI rounded to nearest half-percent
You receive up to the max for your tier
COLA bank
CPIs larger than your maximum COLA get banked
If CPI is less than your maximum COLA we'll withdraw from your bank to bring it up
Addtional Important
Sample text
Sample text
Sample text
Money Matters
Save money in SAFE, HIGH GROWTH account
Proactively plan for tax efficiency – now and for the future
Sample
Example 1
Example 2
Example 3
Information
Break down information or chart






Following what 98% of Americans do in any area of life leads to failure.
Did you pay hefty personal/corporate income taxes last year?

Are you concerned about future taxation, especially after retirement?

Have you experienced stock market losses on your “serious” money (that you cannot afford to lose)?

Are low returns at banks frustrating you?
“Discover safe, effective strategies to PROTECT AND GROW YOUR MONEY...forever”
Evaluating:
Assets
Health
Fun
Innovative Action Plans
Assets
Incorporate simple, achievable steps to stay healthy without having to be a triathlete
Health
Make time for fun with family and friends and take time to recharge and relax
Fun
Final Point
about 2%
sucess?
Peace of Mind
Pros:
Cons:
1: Asset Risk Management
We CAN help you place assets in a great place that gives you peace of mind, great growth, and tax efficiency
Pros:
Cons:
2: Asset Protection
Simple, effective strategies to PROTECT and GROW your money
Pros:
Cons:
3: Tax Free Retirement
The BEST Retirement Vehicle You’ve Never Heard Of…
Pros:
Cons:
4: Financial Literacy Training
It all starts with education!
Pros:
Cons:
Sample Text
Frequently Ask Questions?
Sample Text
Frequently Ask Questions?
Sample text 1
Sample text 2
Sample text 3
Sample text 4
Sample text 4
Indexed Universal Life Insrance...
Major Point 2
Point 2
(a) Sample text
(b) Sample text
(c) Sample text
Video
Major Point 1:
Point 1
Sample text
Sample text
Sample text
Highlighted
Point
Point
Accumulation of Assets – they don’t accumulate much

Even if they do accumulate assets, they either don’t grow or they lose enormous amounts of principal

Health – you have to do what the top 2% do in order to live a vibrant physical life

Fun – building activities into your schedule for family, kids, friends, hobbies, etc. is again only done by the top 2%
Example 1
Example 2
Example 2
Eaxmple 1
More information
Sample text
Sample text
Bullet
What does
2% at 55
mean?
Point 2
More information
Bullet
Point 3
Answer.
Question
More information
Sample text
Sample text
Bullet
Point 4
Sample text
Sample text
Sample text

Bullet
Point 5
Sample text
Will I have enough money?
Bullet point 2
Bullet point 3
Bullet point 4
Bullet point 5
Bullet point 6
selecting a investment vehicle:
Considerations when
Request a benefit estimation consultation.
Request an Estimate
Review the benefit amounts under each benefit option in your estimate packet.
Ask questions!
Review Your Estimate Packet
In the application:
List item 1
List item 2
List item 3
List item 4
Example text
Submit Completed Information
Allen Sanders (512) 589-1992 direct/text
allen @ allensanders.net
http://empowermentconcepts.com/
Notify Your Consultant
Payment of Your
Your first check
Deductions
Taxes

Tell us when you move or change banks.
Show me
the money!

Monthly Allowance
to
here
there
How do you get from
Any questions?
The greatest wealth is health.
Post-retirement
Eligibility and enrollment are handled by MCERA according to the County's rules.
If you're not eligible for a Benefit Plan, you can keep your medical coverage as a retiree but you are responsible for the premiums.
Medical Benefit Plans
VSP Vision Care
Separate from the Kaiser and
Blue Cross plans
Premiums not covered by your Benefit Plan
Vision Care
General Eligibility Rules
You're eligible for the level of coverage you have as an active employee.
Change plans during active open enrollment
No open enrollment in retirement
Eligibility
Maximum
Annual Subsidy
Distinguishing
Feature
Considerations
Member before
10/1/87
Member before
10/1/93
Member before
1/1/08
Member on or after 1/1/08 with 5+ years in same plan
No max
for retiree
Flat max
Max determined
by variable
allocation factor
Max determined
by flat allocation
factor
100% of retiree
covered
$2,275
$8,853
$3,000
Married with 30+ years may want BP 3
Over 5.2 years or married with 30+ years may want BP 3
Two subsidies available if married with 30+ years
BP 1
BP 2
BP
BP 4
3
5+ yrs County service
Continuity of coverage
(BP 4 - 5 yrs in same plan)
Medical
Coverage in place for 1+ yr prior
Continuity of coverage
(BP 4 - 5 yrs)
Dental
Plans
Benefit
Effective date of coverage
COBRA
Coverage areas and relocation
Life insurance
Additional Considerations
Eligibility and enrollment
Health coverage and premiums
Medicare premium reimbursement
Medicare resources
Medicare
There you have it.
Only option for those becoming members after 1/1/08
Will I have enough money?
College
Funding
Social
Security
401 k
IRA
Personal
Savings
Innovative Action Plans


Jonathan Swift
We can’t help you with health, fun, and other areas that make life better – those are for other professionals
Full transcript