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Healthcare and Obesity

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Jams Productions

on 13 December 2013

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Transcript of Healthcare and Obesity

High Insurance Premiums on Obesity
Healthcare Providers
Obesity and health
Rising Healthcare Costs
Affordable Care Act
Obama's healthcare reforms have not given health insurance providers enough time to provide the right care packages for US citizens inclusive of the obese. Instead, it has stimulated price gouging wars.
CVS is requiring their employees to record their weight and body fat otherwise they will have to pay an extra $600 for their premiums.
Michelin tire Co. measures the waistlines and charges an extra$1000 a year of employees who are over the waistline limit.
The state of Alabama has passed the regulation to allow employers to charge obese employees an extra $30/month for insurance coverage.
Raising premiums creates conditions for employment discrimination against potentially hiring or providing full coverage to obese insurance carriers. Santich (2013) describes how employers are expected to pay high costs to include obese employees under the group policies offered. The following examples are evidence of companies who are penalizing the obese,
subjecting the obese to embarrassing and demeaning protocols to collect weight data.
Conditions for Employment Discrimination
Santich, Kate (2013) Companies penalize workers' unhealthy habits to keep insurance premiums down. Orlando Sentinel

What you can do!
A plea to Health Insurance Companies:
A voice for the obese

People who are paid minimum wage + health insurance costs = little to no money. "Allowing premium differentials based on these factors will push premiums higher primarily on
people that will be struggling to pay premiums
in the first place."
- Jim Capretta of the Ethics and Public Policy Center.
Celia Perkins
Prof. Griegel-McCord
Advocacy Text, 2013
Compounding Economic impact
Quality of Life
The quality of life and security for families are threatened due to rising health care costs. It is an increased burden of financial risk and uncertainty that has
implications when living with financial and health risks.
- National Coalition on Health Care,
The Impact of Rising Health Care Costs on the Economy
: Effects on Workers and Families
Rising premiums compiling
Due to high health insurance premiums, millions of workers have no health insurance coverage because
many employers cannot afford to provide health benefits.
Only 60 percent of all employers in the United States offered health insurance coverage to at least some of their employees in 2006 (down from nearly 70 percent in 2000) -- and only 47 percent of small employers (under 10 employees) provide coverage.
- The Henry J. Kaiser Family Foundation. Employee Health Benefits: 2006 Annual Survey. 26 September 2006.
"Health insurance must be made affordable to allow families and individuals to obtain needed protection. There is an urgent need for relief from rapidly rising costs which
involves implementing comprehensive reform that provides coverage to all Americans and slowing down the rate of escalation in health care costs and health insurance
premiums. Health care reform that includes these elements can save families billions of dollars annually."
- National Coalition on Health Care,
The Impact of Rising Health Care Costs on the Economy
: Effects on Workers and Families
Employers who provide health insurance have employees whose share of
insurance premiums are unaffordable for many working families. Many simply cannot afford to pay the out-of-pocket cost for job-based coverage. -
Collins, S., K. Davis, M. Doty, Ph.D., and A. Ho, Wages, Health Benefits, and Workers' Health, The Commonwealth Fund, October 2004.
Many employers have been forced to pass on premium increases to workers. Workers who have a policy, on average, pay 27 percent of the premium.
- The Henry J. Kaiser Family Foundation. Employee Health Benefits: 2006 Annual Survey. 26 September 2006.
Growth in health insurance premiums is far outstripping inflation and wages.

Salaries have only increased 20 percent during this period.
- National Coalition on Health Care, the Impact of Rising Health Care Costs on the Economy: Effects on Workers and Families.
For many workers, the increase in costs have caused wage growth to lag, thereby reducing gains in take-home pay.
- Council of Economic Advisors. Economic Update, Achievements, and Objectives for the Future – A White Paper, 09 August 2005.
Full transcript