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High School Sports & the Insurance Injustry

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by

Brianna Gardner

on 24 February 2016

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Transcript of High School Sports & the Insurance Injustry

High School Sports & the Insurance Industry


by: Brianna Gardner

How do schools protect themselves from lawsuits?
General liability policy
exclusions:
injury in athletics
injury or damage by failing to provide medical, dental nursing services
negligent supervision can reverse exclusions
Risks of Concussions
Immense increase in concussions in recent years
Increase in lawsuits for negligence in concussion related injuries
Zachary Frith
Some sports and recreation insurance sectors have added exclusions to concussions
Scholarship retention upon injury
problem: retaining scholarship upon injury after verbal offer
EPIC insurance brokers and consultants offer Education Protector
Thanks for listening!

Karen Randazzo, vice president of RCM&D
"it's a matter of changing behavior and working with schools to be sure they are not letting student athletes play if any risk is suspected"
Full transcript