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Your Health Insurance Plan: Medavie Blue Cross

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Transcript of Your Health Insurance Plan: Medavie Blue Cross

International
Students
Download this Prezi from:
http://prezibase.com
Medavie-blue cross
health insurance plan
Extended Health Care

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Basic Health Care
Ambulance for local transportation;
Laboratory tests done in a commercial lab, hospital, Health Services, etc.;
MRI and other diagnostic tests...;
X-ray examinations;
Health practitioners: physiotherapists, etc.;
An eye examination each 24 months, maximum refund of $35
What am i
not
covered for?
If I am
de-registered
for immigration reasons
Can I still enrol in a plan?
the day you are no longer a student;
on August 31 of any given benefit year (pick up your card every year);
the day you leave Canada on a permanent basis;
the day you present proof of coverage under Canadian federal or provincial government plans;
the day you are medically evacuated to the country of your origin by the insurer.
Dental care;
Eye glasses, frames, contact lenses;
Cosmetic surgery;
Medical expenses incurred outside Canada;
Medical exams required by Immigration Canada;
Speech therapists, Acupuncturists;
Massage therapists, Homeopaths and Naturopaths.
IMPORTANT:
Read your
Blue Cross Health Insurance Booklet
on other limitations and exclusions.
it means that you will be covered for a maximum of $1,500,000 for the cumulative duration of your coverage while a Concordia student

EXTENDED HEALTH CARE

What am I covered for?
Basic Health Care Overview
Hospital charges
hospitalization
emergency ward and out-patient clinic
Prescription drugs
Medical evacuation to the country of origin
Basic Benefit Maximums
This information is also available on p. 1 of your Booklet
Basic Benefit Maximums continued
Confused?

Let's Go over some Questions...
Question:
What is a
Pre-Existing Condition
?
Answer:
Question:
Where can I find a current Schedule of Fees of the RAMQ?
Answer:
Generally speaking, you don’t need to access the current Schedule of Fees of the RAMQ. Your doctor or physician will have access to this schedule when filling out the claim.
Helpful Tip
Read detailed information about your Basic Health Benefits on p. 11-13 of your Booklet
and Most Importantly
Always get pre-authorization for a
hospital stay or surgery
When does my coverage end?
Can I still enrol in a Plan....
If I have applied for graduation?
YES
, but only until the end of the semester of subsequent convocation ceremony
This is a complimentary presentation in addition to your Health Insurance Booklet
Please review it carefully
$1,500,000
overall lifetime maximum reimbursement
$7,500 – annual maximum
IMPORTANT:
Read your
Blue Cross Health Insurance Booklet
for further details
Basic Health Care
replaces the Quebec Government Health Plan
covers complimentary services
$22,500
annual maximum for prescription medications
Your coverage ends at the earliest of the following circumstances:
Travel Insurance
You are
NOT
covered for expenses incurred while traveling outside of Canada
You
MUST
purchase travel insurance if you leave Canada
Basic Health Care Overview continued
Physician's fees
Psychiatrist's fees
Abortion
Dental or oral surgery ordered by a physician
Mammary prostheses
Repatriation
Pre-Existing Condition
is defined as:
injury
illness
pregnancy
EXCEPT for asthma, diabetes and epilepsy for which you have already been hospitalized or have received medical care in the six month-period preceding the effective date of your coverage.
Basic Benefit Maximums continued
Basic Benefit Maximums continued
This information is also available on p. 1 of your Booklet
This information is also available on p. 1 of your Booklet
This information is also available on p. 1 of your Booklet
YES
, but only until the end of the semester in which de-registration took place
Full transcript