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University of La Verne SBDC - Access to Capital

Available at Prezzip.com The Maze II prezi template. Can you find our way out?
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Transcript of University of La Verne SBDC - Access to Capital

Sean Snider
ssnider@laverne.edu
(909) 448-1567
www.LaVerneSBDC.org
Anna Marie Cruz
Acruz@cdcloans.com
(626) 529-0717
www.CDCloans.com
Small Business
START
YOUR JOURNEY
HERE
Separate elements
Capacity
Capital
Pass
No Pass
LOANS
Found
OUT!
the way
Collateral
Character
Conditions
SBA Loans
Net Income (Taxes) $42,000
Depreciation & Interest $12,000
Example
EBITA $54,000
Existing Monthly Debt $1,200
Proposed Monthly Debt $2,413
($150,000 @ 9% for 7 yrs.)
X 12 Months
Total Debt $43,356
DSCR
1.25
http://www.creditkarma.com - http://www.annualcreditreport.com
Business & Personal Credit
SALES &
MARKETING
Source: IBISWorld The 10 Riskiest Industries of 2014-2015
How much can I get?
EBITA
1.25
Existing Annual
Debt
Sean Snider & Malcolm Geffen
University of La Verne
Small Business Development Center
www.LaverneSBDC.org
Sean Snider
University of La Verne
Small Business Development Center
www.LaverneSBDC.org
Meet the Team
THE GAME
How to Join
Roles & Rules
Text "SBDC" to 22333
CALL NOW - (909) 448-1556
Full transcript