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Billings Hardware-B Hoiness

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by

Ryan Bramlette

on 5 January 2015

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Transcript of Billings Hardware-B Hoiness

Risk Management Overview
Identify
Risk Assessments
Coverage Audits
Contract Review
Policies & Procedures
Design
Implement
Once the Plan has been designed and accepted, the aspects of the plan are implemented

A Service Calendar of Events for the following 12 months is prepared and will serve as the focal point for the implementation process

It will outline what will be done, when it will be done, and who will be involved
Continue...
Is the Program Effective?
Are we making a Impact?
What Emerging Risk do we need to plan for?
-Our Goal is to Identify & Prioritize Risks that have a Financial Impact on your Business
Prevent
Mitigate
Transfer
Finance
Assume
Risk
Tolerance
Business
Strategies
Business Risk
Strategic Risk
Hazard Risk
A Properly Designed Risk Management Plan Balances the Total Cost of the Action with Owners Tolerance for Risk and Overall Business Strategies
We hold ourselves accountable with Service Agreements and Stewardship Reports
Employee Retention
Cash Flow
Attracting New Employees
Employee Retention

Cash Flow

Attracting New Employees

Risk Reduction Plan
Risk Advisor Team
Brady Hoiness, AINS/ Risk Advisor
Laurie Preitatuer/ Account Specialist
Sandy Meyers/ Account Specialist
Brendan Riley/ Loss Control
Jeff Wallace/ Claims Director
Mike Day/ Employee Retention
Employee Retention
Lost Employee National Average is
$8,200 Per Employee
Coverage Gaps
Fiduciary Liability
Risk Transfer
Contractual Risk Transfer
OSHA Compliance
Leases
Marketplace Advocate
Comstock Real Estate, LLC
not
listed on any policies.
Best Plan
Best Carrier
Best Agent
Drive Other Car Coverage (DOC)
?
Both Owners Excluded from Work Comp. Disability Policy? (Most Health Insurance policies
exclude
work related activities)
Employment Practices Liability
Cyber Liability
Traditional Insurance Solution
Insurance Polices
The traditional model ignores
those uninsurable risks.
Insurance Policies
Value-Added
Services
Risk Management
PayneWest
Risk Solutions
PayneWest model tackles head on to improve your bottom line.
Employee Turnover/Retention
Reputation Management
Perpetuation
Contract
Review
Claims Advocacy
Loss Control
Lease Review
E-Mod
Analysis
Full transcript