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No - On the Repeal of Obamacare
Transcript of No - On the Repeal of Obamacare
-The ACA requires every citizen to buy health insurance 3.1 million additional young adults have insurance coverage as of December 2011 nationally, due to the provision in the Affordable Care Act that allows 19 through 26 year olds to remain on their parents’ insurance plans. Young adults can stay on their parent's healthcare plan until age 26 Repealing The Affordable Care Act The Affordable Care Act has increased access to affordable care. The health insurance companies now have to meet the 80/20 rule, where they must spend at least 80 cents of your premium dollar on your health care or improvements to care. -This includes individuals who have
Have a pre-existing condition 52% of women reported delaying needed medical care because of cost, 32% reported giving up basic necessities to pay for healthcare expenses. Pre-Existing Insurance Plan: Medicaid Expansions have increased access to care for low income families To conclude, the affordable care act, although only being implemented in a few states, has already helped millions of Americans, and if repealed, those Americans may not have the ability to get health insurance; not to mention the millions of Americans in other states who have not implemented the Act who will continue to live without access to affordable health insurance. Conclusion What does this have to do with us? Estimated young adults now insured in California The Affordable Care Act was passed by Congress and then signed into law by the President on March 23, 2010. On June 28, 2012 the Supreme Court rendered a final decision to uphold the health care law. Students Women -Annual well woman visits
-Screening for gestational diabetes
-Testing for HPV (human papilloma virus)
-Counseling and screening for STDs
-Contraceptive methods and counseling
-Breastfeeding support and supplies
-Screening and counseling for domestic and interpersonal violence Services for Women covered by Affordable Care Act But now, 20.4 million women have already received coverage under the Affordable care act. It’s also common in today’s market for insurers to refuse to cover women because of gender-based “preexisting conditions.”
These conditions can include
-Having been a victim of domestic violence or sexual assault." 435,000 This Will not happen under The Affordable Care Act! -Strengthen Medicare -End insurance company abuses GOALS OF THE AFFORDABLE CARE ACT Repeal: Revoke or annul (a law or congressional act) Why this is an issue? The Affordable Care Act is a step toward guaranteeing insurance coverage for all
Americans and received enough support to pass in Congress. However, the Supreme Court agreed to hear arguments on several of its core issues in March. Why it is important? -Essentially, the law functions through expanding medicaid to include everyone in a household that is earning less than 138% of the federal poverty level ($26,344)
-Any citizen whose earnings exceeded that threshold either had to carry health insurance from a private company, or buy federally subsidized government-regulated insurance, if they don’t follow one of these options, they must pay a financial penalty. 1900
THE AFFORDABLE CARE ACT SHOULD NOT BE REPEALED BECAUSE... The Affordable Care Act has already helped millions of American citizens obtain access to healthcare, and if repealed, would deny those citizens the coverage they need.
The ACA is holding insurance companies accountable, by putting an end to abuses such as dropping the person’s coverage when they get sick, or denying coverage to those with Pre-existing conditions.
The Act also aims to strengthen Medicare and has formed free preventive services that lower the costs on prescription drugs and monthly premiums. Will Decrease Anxiety Increase Coverage
The Affordable Care Act lowers healthcare costs and ensures our healthcare dollars are being spent wisely. 80/20 Rule If they fail to meet this standard, they must provide a rebate to their customers. Already, the 80/20 rule is helping deliver rebates worth $1.1 billion to nearly 13 million consumers – an average rebate of $151 per household. Keeping individuals healthy will prevent them from getting diseases later in life that will cost more time and money to help cure. Preventative Care Under the affordable care act many preventative care measures are covered *Study By Harvard’s School of Public Health* -The Medicaid expansions were associated with a decline of 6.1 percent in deaths, or about 2,840 per year for every 500,000 adults added. PCIP 86,000 Americans with pre-existing conditions have gained coverage
The Pre-Existing Condition Insurance Plan makes health coverage available to you if you are a U.S. citizen or reside here legally, you have been denied health insurance because of a pre-existing condition, and you’ve been uninsured for at least six months. The ACA represents “tremendous progress towards reshaping our health system into one that saves the lives of at least 44,000 people who die annually simply because they do not have health insurance that could keep them healthy,” said Georges Benjamin, executive director of the American Public Health Association. 1950 : By the 1940s, large unionized companies dominated the American economy, and many used health-insurance benefits as a bargaining chip in labor negotiations. 1940 Health insurance in America developed as a purely private enterprise in the first half of the 20th century. “We had a little of this conversation after the Civil War,” resulting in a basic guarantee of health care as a right for veterans (University of Pennsylvania ethicist Caplan) *Since the sickest people are unlikely to be employed, private insurance companies prospered in an insurance market almost entirely made up of employer-sponsored coverage. Members of Congress made unsuccessful attempts to launch discussion of health coverage for all.
Presidents Franklin D. Roosevelt, Harry S. Truman, Richard M. Nixon and Clinton all proposed guaranteed universal coverage, and failed 1943, 1945, 1947, 1949 and 1957 1965 Medicare:
Medicaid: Insurance for the Elderly Insurance for poor mothers with children, and the poor who are also seriously disabled 1997 The State Children's Health Insurance Program (SCHIP), launched in 1997, covers children in low- and middle-income working families. 2010 Affordable Care Act The Healthcare Conversation The Affordable Care Act stimulates the economy by increasing competition among insurance companies and healthcare providers, while also helping small businesses succeed. This gives the group of physicians a financial stake in avoiding problems such as untreated chronic conditions that worsen until costly emergency care is needed. AQC Alternative Quality Contract: A hospital or physicians' group negotiates a set price from an insurer to cover the entire cost of care for all the insurer's patients whom the health care providers serve. If the provider group goes over budget, it must pay the difference. A 2012 study, concluded that the average AQC spent less than control groups in the first year of operation and less in the second year, while providing better chronic-disease and preventive-health care.
New England Journal of Medicine 1.9 percent 3.3 percent Business tax credit Small businesses whose workers' annual wage is under $50,000 get tax credits if they provide health insurance. Under the Affordable Care Act The Act covers businesses with even as few as 10 employees to get a tax credit when they offer healthcare plans to their employees.