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Road to University

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by

Michael Angelides

on 17 April 2014

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Transcript of Road to University

UMF borrowers graduate with about $24,600 in educational debt. That's a bit below the Maine average.
Obstacle 1
Obstacle 2
Obstacle 3
College Degree +Financial Security
Start
This is you,
Financial aid that doesn't need to be repaid!
STUDENT LOANS
With hard work and planning, you will set
yourself up for great successes in life...it's never too early to get a head $tart!
Road
to
University

How Expensive is it, REALLY?
Grants and Scholarships:
Money you will have to pay back, plus
a fee for letting you borrow it (interest).
geared up and ready to make
your way to college.
$$COST$$
How much is $24,000?!?!
* Plan ahead: apply ASAP and often!
OR
So, if you want to make the investment,
HOW DO YOU FIND THE MONEY?!?!
Grants are need-based.
Scholarships are merit-based
24 Round Trip Flights from Portland to Paris
That is a lot of money!!!!
Why Bother?
College is....
an INVESTMENT!
Scholarships are
based on ability,
but this doesn't mean they are only for academic success
Do you participate
in extracurriculars?
Both local and corporate
businesses offer scholarships to
students going to college
Community-based organizations offer
academic, merit, and need-based scholarships
Do the work and find a
scholarship that fits who you are;
it's essentially free money!
There are many scholarships available for:
Athletic ability
Musical prowess
Community service
Language programs
Writing ability (Essay contests)
use all your free money options first!
Look for ones offered by your local:
Rotary
Lions club
Gardening club
Hobbyist groups
Unions
Where to look for scholarships:
In the guidance office of your high school
Finaid.org or similar websites
The financial aid office of prospective colleges
Local newspapers
Community organizations
$$$$
Tuition
Room & Board
Transportation
Books
Food
Created by PAId: a peer financial literacy campaign.

Matthew Towle Kyle Manning
Jeremiah Roper Leona Kluge-Edwards
SIlas Lunetta Huy Nguyen

Coordinator: Michael Angelides, Jr.
While in high school, keep in mind the cost of different colleges.
The more expensive a college, the more potential debt you will have.

Loans are debt! You will have to pay it back once you graduate!

Reduce this amount of money by first applying for scholarships, and taking advantage of grants.




Obstacle 4
Picking the Right College
Country vs. City
In-state vs. Out-of-State
Large vs. Small Campus Size
Price tag! $$
Expensive schools may offer the same academics and experiences as a less expensive school. Scholarships will help you pay for college.
In-state schools tend to be less expensive, however, Out-of-State schools offer a different cultural experience.
What will make you happy and help you succeed?!
Do you enjoy the outdoors and nature? Or do you prefer a busy city, with shops and restaurants?
Do you study better in a big class with 100 students, or a small, personal group with 20 students?
Types of loans: Federal, Private, Alternative
Full transcript