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Medicine Open Day Talk

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by Gareth Davies on 19 February 2014

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Transcript of Medicine Open Day Talk

UK National with
3 years residence in the UK immediately prior to the course
This support
is non income assessed
For
Accommodation, food,bills, clothes
laundry, travel, leisure,
books etc
Grant

£9,000
per year
Tuition Fees
Students
who qualify
for fees support,
loans, grants
& NHS funding
To help with extra costs of studying
related to a disability or dyslexia.

I.T. Equipment
1 to 1 study skills support
Learning materials
Photocopying & books
Other support e.g. note taking, travel
Funding for learning support
Parental income is NOT
assessed
If you have supported yourself financially
for an aggregate of 3 years prior to the start
of the course
If you
have care of
a child or
children
If your parents cannot be traced OR you are estranged from your parents
If you
have been married
or entered into a
Civil Partnership
Student Loan
2
student support centre
canolfan cymorth i fyfywyr

www.cardiff.ac.uk
studentsupportcentre@cardiff.ac.uk
(029) 2074 2070 (Heath Campus) OR (029) 2087 4844 (Park Place)

(Wales) www.studentfinancewales.co.uk/
(England) www.studentfinance.direct.gov.uk/
(N.Ireland) www.studentfinanceni.co.uk/
(Scotland) ww.saas.gov.uk/
Based on
usual or permanent
place of residence
prior to the course
Where
to apply
for
funding
How do
students manage?

Council tax
Exemption
OR 25% discount

Benefits
Disabled students
Students with children
One or two bedroom private rented property in Cardiff between £450 and £690 per month
Shared private rented student house
Average £285 per month plus bills
Other University Residences
From £242 to £422 per month
Allensbank House
(Nearest to Heath Hospital site)
Average Rent £430 per month
NHS
Basic starting salary
£22,636 to £28,076
plus additional
hours pay
Single students in shared accommodation.
Where will my money go?
Accommodation costs
Interest at rate of inflation plus 3% is applied while studying.

After graduation interest is at rate of inflation plus up to 3% depending on income
Repaying
the Student Loan
Single student
budget
University Residences
£356 to £415 per month
Liberty Living/Private Halls
£446 per month
Accommodation
costs
1 or 2 Bedroomed
private rented place
in Cardiff

£450 to £690 per month
Shared private rented Student House
£285 per month + bills
Other financial support
Part-time work
Vacation work
Live at home while studying
Support from family
Placement costs
Running a car?
Students usually
get less funding
if they live at
home while studying
But you may qualify for full funding if resident in the UK for 3 years
(Non UK)
EU Students
Students from
the Channel Islands
and
the Isle of Man
'Student Loan repayment calculator'
Available on the
following web sites -

Student Finance England
Student Finance Wales
Student Finance N Ireland
Student Awards Agency Scotland
Tuition Fee Loan
available for this amount

The Welsh Government pay £5,315
Tuition Fee Loan
available for this amount
Students pay £9,000
For all home UK & EU students
Students pay £3685
1
How much depends on parental income
How much partly depends on parents income
Grant = £5161 p.a.
Loan = £2575 p.a.
Money
to live on
Term time

Grant = £3354 p.a.
Loan = £3823 p.a.
Grant = £1000 p.a.
Loan = £5500 p.a.
Years 1 to 4
Grant = £3475 p.a.
Loan = £3037 p.a.
Parents income
£40,000 p.a.
Grant = £163 p.a.
Loan = £4761 p.a.
Grant = £734 p.a.
Loan = £4783 p.a.
Grant = £540 p.a.
Loan = £5230 p.a.
Grant = £0
Loan = £4500 p.a.

Parents
income
£18,000 p.a.

Years 1 to 4
Money to live on
Maximum funding
Years 1 to 4
Money to live on
Parents Income
£65,000 p.a.

Grant = £0
Loan = £3863 p.a.
Grant = £0
Loan = £3575 p.a.
Grant = £0
Loan = £3630 p.a.
Grant = £0
Loan = £4,500 p.a.
Years 1 to 4
Money to live on
Minimum funding

Refugee status
'Leave to Remain'

Additional Awards
& Funding Calculator
NHS Pay tuition fees

NHS Bursary -
Income assessed

NHS Grant -
Non income assessed

Reduced Loan -
Non income assessed
From Year 5
From March
of year of entry
Extra long years 3,4 & 5
Elective
Freedom
25%
Social life
22%
Living away
from home
18%
Independence
13%
New
friends
8%
Studying
8%
Using
my brain
6%
What do our
students
think?
What
parents ask
about?
Going to
University

Fees
Money to
live on
Halls
How is
income
assessed
Safety
Support
Career
NHS
pays the fees

The
Debt
Years
1 to 4
Years
1 to 4
What a student pays for teaching, academic/clinical placement support and use of facilities
Tuition Fees
Tuition Fee Loan
What a student borrows to pay the fees to the university
Parents income
Income of a step parent OR partner
What this means
Where parents are separated only the income of the parent the student lives with is taken into account
Income of both parents
How far
will the
funding go?
Term time
Maximum
funding
£722
per month
Maximum
funding
£723
per month
Maximum
funding
£797
per month
Maximum
funding
£859
per month
Useful website
25% is income assessed
Grant
This is non repayable
Student Loan
This is repayable
Minimum
£500
per month
Minimum
£403
per month
Minimum
£397
per month
Minimum
£429
per month
What we mean
2014/15 rates
'NHS Careers'
April 2013
Student discount -
e.g. railcard, books, shops etc

Student bank account
interest free overdraft

Educational Trust Funds

Additional funding -
check our web pages
Persons with -
Year 5
Fees support only
Average
Rent
Halls including bills
Food
Toiletries/laundry
Books/course expenses
Travel
Phone, TV, Insurance
Clothes
Social/leisure

TOTAL PER MONTH
£382
£143
£ 22
£ 38
£ 39
£ 37
£ 33
£130

£824
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